How to Survive Foreclosure or Avoid It Altogether

Expert Bios

Here are bios on just a few of the 7 top-notch experts who contributed their best advice to the eBook.

When you read How to SURVIVE Foreclosure - or AVOID it Altogether, it's like getting many hours of their time all in one place - instead of spending your time to meet with each of them and spending your money for all the hourly fees it would take to get the same advice.

Anthony Albertazzi, Attorney

Anthony Albertazzi's primary practice includes bankruptcy, real estate and probate. His team includes five other attorneys in the Albertazzi law firm that cover other practices such as criminal law, family law, constitutional law, civil rights, divorce, litigation, and business, corporations and insurance defense.

Anthony is licensed in Oregon and California.

He graduated from Stanford University with degrees in Political Science and Music in 1984, and from U.C. Hastings College of the Law in 1993.

In this eBook, Anthony gives legal advice and strategies that many homeowners have not heard before.

Lisa Tom, Certified Public Accountant (CPA)

As an aggressive tax strategist, Lisa specializes in utilizing entity structuring and provisions in the tax code to maximize your tax savings and makes sure you have sound tax planning and preparation.

Lisa takes a proactive approach to her client's tax planning, rather than a reactive one, working with you to determine which tax entities, plans, and strategies can be utilized to best suit your financial situation. She can customize her approach and services to fit the unique and specific needs of her clients.

Lisa graduated from the University of Hawaii - Manoa in 1988 with a BBA in Accounting. She has been working in accounting since then, obtaining her CPA certification in Hawaii in 1992.

In this eBook, Lisa clears up the confusion around taxes and foreclosure, short sale, bankruptcy, and other options. Inside she reveals how to file appropriately and accurately, and the best tax strategies to take to avoid more loss and problems later.

In fact, the eBook contains such complete foreclosure-related tax information, and even all the forms you'll need, that you shouldn't have to call upon a CPA for help unless you have questions or special circumstances.

Kimberly Schider, President, and John Schider of Civic Realty, Short Sale / Foreclosure Mitigation Specialists

With hundreds of files that represent individual homeowners needing to avoid foreclosure, Civic Realty's fully-staffed office is busy working out foreclosure mitigation or short sale alternative to foreclosure with these homeowners' lenders.

Almost every Civic Reality account manager is a licensed real estate agent working under the company's Principal Broker to ensure all transactions are handled legally and effectively. If they're not licensed, they are in the process of becoming licensed. Each team member shares the core values of Civic Realty, including:

Homeowner comes first
Work from integrity, honesty, and compassion
Do the right thing (always what's in the homeowner's best interest)

Civic Realty's services include:

Foreclosure mitigation (loan modification, forbearance and repayment plans)
Short sale
Win-Win solutions for avoiding foreclosure
Free advice as your "Financial Paramedics"
Full-service brokerage licensed in Oregon and Washington (traditional buying/selling of real estate)

Andy Stearns, Lease Options / Real Estate Problem Solving

Andy Stearns offers far-reaching advertising opportunities for anyone wanting to market their property in multiple venues at one time.

For example, people can post their property for sale, for rent, lease option, for trade, or as a vacation rental all at the same time on www.MyLuckyHouse.com.

When they do, their property gets exposure to many networks of different people interested in real estate across the country. Basically, Andy helps more people move more property more quickly.

Through many years of coaching, Andy has also become an expert in helping people out of a negative situation through lease options, loan modifications, assumption of loan, aggressive marketing, and other creative, little-known alternatives to foreclosure. His most recent venture is starting Non Profit Housing Help Inc., a company devoted to counseling people who are struggling in foreclosure.