| YOU'RE
FACING FORECLOSURE, BUT NOW THERE'S HELP |
4 |
| OUR
STORY |
11 |
| WHAT IS
FORECLOSURE? |
18 |
| REASONS FOR
FORECLOSURE |
22 |
| WHY BURYING
YOUR HEAD IN THE SAND IS NOT A GOOD STRATEGY |
25 |
| MORTGAGES
(LOANS) EXPLAINED |
30 |
| Why Some Loans Lead to
Foreclosure |
30 |
| Subprime Lending |
30 |
| Types of Mortgages & what you really need
to know about the numbers |
34 |
| WHAT,
EXACTLY, IS YOUR SITUATION? |
44 |
| Problem/Solution Flowchart |
45 |
| Financial Balance Sheet (Income vs.
Expenses) |
47 |
| COUPLES IN CRISIS |
49 |
| FORECLOSURE MITIGATION |
51 |
| ALTERNATIVES TO FORECLOSURE OVERVIEW |
58 |
| ALTERNATIVES WHEN YOU CAN AFFORD TO KEEP YOUR
LOAN |
60 |
| ALTERNATIVES WHEN YOU CANNOT AFFORD TO KEEP YOUR
LOAN |
71 |
| IMPLICATIONS OF FORECLOSURE |
101 |
| Legal Implications |
101 |
| Tax Implications |
105 |
| Reporting and filing taxes on
short sale or foreclosure |
107 |
| Proving insolvancy after
short sale or foreclosure |
111 |
| Financial Implications |
113 |
| Morgage industry implications and what it means to you |
114 |
| Credit and Everyday Life
Implications |
115 |
| RECOGNIZING
& AVOIDING FORECLOSURE SCAMS |
120 |
| BUILDING
YOUR TEAM |
124 |
| ABOUT OUR
TEAM |
127 |
| FORECLOSURE-RELATED LEGISLATION & FORMS |
143 |
| Mortgage Foregiveness Debt Relief Act |
143 |
| Making Home Affordable - Obama's program |
145 |
| Who qualifies for mortgage help and how to get
it |
146 |
| FHA Secure |
147 |
| Hope Now |
148 |
| REBUILD
YOUR CREDIT |
149 |
| REBUILD
YOUR LIFE |
158 |
| REAL
STORIES OF FORECLOSURE SURVIVAL |
161 |
| GLOSSARY OF
TERMS |
168 |